Effective Date: 2025-11-16
This Full Legal Disclaimer applies to all content and services provided by CreativeIQ / Growth UnLimited (“we”, “us”, “our”) via
- our websites and landing pages,
- online courses and digital products,
- emails, newsletters and free materials,
- webinars, workshops and live sessions (online or offline), and
- any other communication channels operated by us.
By using our content and services, you accept this Disclaimer in addition to our Terms of Use, Privacy Policy, and Cookie Policy.
1. No Medical, Psychological, or Therapeutic Advice
a) Educational Purpose Only
All information, exercises, audios, courses, and materials provided by CreativeIQ / Growth UnLimited are for educational and personal-development purposes only.
b) Not a Substitute for Professional Help
Our content does not constitute medical advice, psychological diagnosis, psychotherapy, psychiatric treatment, counselling in the clinical sense, or any other form of professional healthcare.
c) Seek Professional Support When Needed
You should always consult a qualified physician, psychologist, psychotherapist, or other licensed healthcare provider regarding any questions about physical or mental health, symptoms, or treatment options.
d) Emergency Situations
If you are in an acute crisis or emergency, do not use our content as a resource. Contact local emergency services, a crisis hotline, or a qualified professional immediately.
2. No Legal, Financial, or Business Advice
a) General Information Only
Any examples, strategies, or comments on career, leadership, communication, business development, productivity, or financial aspects are general educational information and do not constitute legal, tax, financial, or business advice.
b) Professional Advice Required
Before making decisions with legal, tax, financial, or business consequences, you should consult qualified professionals such as lawyers, tax advisors, financial planners, or business consultants.
c) No Client-Advisor Relationship
Your use of our website, courses, or materials does not create a lawyer–client, tax advisor–client, financial advisor–client, or similar fiduciary relationship with us.
3. No Coaching or Therapeutic Relationship by Use of Content Alone
Accessing our materials, subscribing to emails, or participating in digital offerings does not, by itself, create an individual coaching, consulting, supervision, or therapeutic relationship with Dr. Thomas Steinert or any cooperation partners.
Such a relationship only arises on the basis of a separate written or clearly agreed coaching/therapy contract with defined scope, fees, and terms.
4. Personal Responsibility and Self-Assessment
a) Own Decisions
You are solely responsible for how you interpret and use the information, exercises, and suggestions we provide. Any actions you take based on our content are taken at your own risk and responsibility.
b) Self-Assessment of Limits
You are responsible for assessing whether specific exercises (for example, emotional, reflective, meditative, or visualization exercises) are suitable for you in your current physical and mental condition. If you feel overwhelmed, distressed, or physically unwell, you should stop the exercise and, if appropriate, seek professional advice.
c) No Guarantee of Suitability
We cannot guarantee that all content is suitable for every individual, context, or situation.
5. No Guarantees of Results or Outcomes
a) Individual Results Vary
Examples of personal, professional, or emotional changes mentioned in our materials, testimonials, or case descriptions are individual experiences. They do not constitute promises or guarantees that you will achieve the same or similar results.
b) Factors Outside Our Control
Your results depend on many factors beyond our control, including your personal history, resources, motivation, environment, and the extent to which you apply the content consistently.
c) No Performance, Income, or Success Guarantees
We make no guarantees regarding increased income, career advancement, improved relationships, or any other specific measurable outcomes.
6. AI-Supported Content and Limitations
a) Use of AI Tools
Some parts of our content (for example, texts, voice-overs, or recommendations) are created, supported, or refined using AI systems. These AI tools are used to assist and accelerate content creation, not to replace human judgment.
b) Potential Errors
AI-generated or AI-assisted content can contain inaccuracies, omissions, or outdated information. While we strive to review and correct such content, we cannot guarantee complete accuracy at all times.
c) No Automated Decisions with Legal Effect
We do not use AI to make fully automated decisions that produce legal or similarly significant effects on you within the meaning of Art. 22 GDPR.
7. External Links, Third-Party Content, and Tools
a) No Responsibility for Third-Party Websites
Our website and materials may contain links or references to external websites, tools, or services. These are provided for convenience only. We have no control over and are not responsible for the content, privacy practices, or security of third-party sites.
b) No Endorsement
The inclusion of links to external providers does not imply endorsement or recommendation of their content, products, or services. You use such third-party offerings at your own responsibility and should review their terms and privacy policies.
c) Third-Party Risks
We cannot guarantee that external websites or downloads are free from viruses, malware, or other harmful components. You should use appropriate security measures and virus protection.
8. Intellectual Property and Limited Licence
a) Protected Content
All texts, graphics, logos, audio tracks, video content, frameworks, tests, downloads, and other materials are protected by copyright and other intellectual property rights and belong to Dr. Thomas Steinert, CreativeIQ, Growth UnLimited, or our licensors.
b) Private, Non-Commercial Use Only
Unless explicitly stated otherwise, all materials are provided exclusively for your personal, private, non-commercial use. Any reproduction, distribution, public presentation, resale, or integration into your own commercial offers requires our prior written permission.
c) No Transfer of Ownership
By accessing or downloading content, you acquire only a limited licence to use it under our Terms of Use. You do not acquire ownership rights or any rights to exploit the content beyond the agreed scope.
9. Limitation of Liability
a) General Limitation
To the extent permitted by applicable law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or opportunities arising from the use or inability to use our content or services.
b) Excluded Claims
We are not liable for damages arising from:
- incorrect or incomplete implementation of exercises or recommendations,
- misinterpretation or misuse of content,
- technical failures, interruptions, or delays,
- third-party actions, including external service providers, platforms, or websites.
c) Mandatory Liability
Nothing in this Disclaimer excludes or limits liability where such exclusion or limitation is prohibited by law, in particular liability for intentional acts, gross negligence, or injury to life, body, or health under German law.
10. Consumer Rights and Jurisdiction
a) No Restriction of Mandatory Rights
This Disclaimer does not limit mandatory statutory consumer rights that apply in your country of residence, especially if you are a consumer within the European Union (for example, rights under EU consumer protection law and the GDPR).
b) Governing Law
Unless otherwise required by mandatory law, this Disclaimer and all disputes arising from or in connection with our content and services are governed by the laws of the Federal Republic of Germany.
c) Jurisdiction
Where legally permissible, the exclusive place of jurisdiction is the competent court at the location of our registered office.
11. Changes to this Disclaimer
We may update this Full Legal Disclaimer from time to time to reflect legal changes, developments in our services, or technical adjustments. The current version is always available on our website. The effective date at the top indicates when it was last updated.
12. Contact
If you have questions about this Disclaimer or our legal notices, please contact:
CreativeIQ / Growth UnLimited
Dr. Thomas Steinert
Ostwender Straße 12
30161 Hannover
Germany
Email: ts-vs2@thomas-steinert.de