Effective Date: [Insert Date]
Welcome to CreativeIQ. By accessing or using our website, courses, or services, you agree to these Terms of Use. Please read them carefully.
1. Scope of Application
These Terms govern the use of our website, online courses, and services offered by CreativeIQ. By enrolling in a course, creating an account, or using our platform, you agree to these Terms.
2. Eligibility
- You must be at least 18 years old or have parental/guardian consent to use our services.
- By creating an account, you confirm that the information you provide is accurate and complete.
3. Account Registration
- To access certain courses, you may need to register and create an account.
- You are responsible for maintaining the confidentiality of your login details.
- You must notify us immediately if you suspect unauthorized use of your account.
4. Course Access & Content
- Enrollment grants you a non-transferable, personal license to access the course materials for learning purposes only.
- Course videos, downloads, and materials are for personal use and may not be copied, shared, or redistributed without permission.
- We reserve the right to update, modify, or remove course content to improve quality.
5. Payments & Refunds
- Course fees are displayed on our website and must be paid before access is granted.
- Payments are securely processed via Stripe, PayPal, or other approved providers.
- Refunds are available only under our Refund Policy: [Insert link to refund terms].
6. Intellectual Property
- All course content, including text, images, videos, exercises, and branding, is the property of CreativeIQ or licensed partners.
- You may not reproduce, distribute, or exploit course content for commercial purposes without written consent.
7. User Conduct
When using our website or courses, you agree to:
- Use the services only for lawful purposes.
- Not upload harmful code, spam, or engage in disruptive activities.
- Respect the rights of instructors, other learners, and third parties.
Violation of these rules may lead to account suspension or termination.
8. Liability & Disclaimers
- Courses are designed for professional and personal development but do not guarantee specific results.
- We make no warranties about uninterrupted access or error-free operation of the website.
- To the extent permitted by law, CreativeIQ is not liable for damages arising from the use of our services.
9. Data Protection
We process your personal data in accordance with our Privacy Policy.
10. Termination
- You may terminate your account at any time.
- We may suspend or terminate your account if you breach these Terms or misuse our services.
11. Governing Law & Jurisdiction
These Terms are governed by the laws of Germany. Any disputes will be subject to the jurisdiction of the courts at our company’s registered office.
12. Contact
If you have questions about these Terms, contact us at:
CreativeIQ
Dr. Thomas Steinert
[Street + House Number]
[Postal Code + City]
Germany
Email: [Insert business email]